Five Financial Lessons to Teach the Next Generation
All parents hope their kids will grow into responsible young adults who manage their money wisely. However, countless students and recent grads often find themselves unprepared for the financial challenges of the real world. Today’s sky-high inflation and housing costs only make matters more difficult, leading many young people to struggle with debt, fall short of their goals, or even move back home. One of the greatest gifts parents can give their kids is an early education in money management.
New Year's Resolution: Get My Affairs in Order.
But what does “get my affairs in order” mean? As I tell my clients, it means getting your legal and financial matters sorted out ahead of time so that your loved ones are left with one less thing to cope with upon your passing. Getting your affairs in order should address both things: legal and financial. On the legal side, I recommend my clients have, at a minimum, the following documents: Last Will and Testament: This is probably the most common and most important estate planning document. Having a
Does Your Bulverde/Spring Branch Business Have a Fourth Quarter Plan?
As the year comes to a close, it's time to start thinking about wrapping up the fourth quarter. For small businesses, this means evaluating your goals for the year, outlining new year goals, planning holiday marketing, updating your website and social media profiles, assessing your inventory and supply chain, reviewing your accounting practices, preparing for tax season, and reevaluating your business structure. Use these tips from the Bulverde Spring Branch Area Chamber of Commerce to ensure that your
Hunting Unicorns… Asking for a Friend…
People are important. Both in general and in so many ways for a small business. While recruiting and building teams, there are some things we can see on paper and some things we can just kind of feel (like a storm coming in your bones). The biggest factor in finding great people to join a great team is to treat them like talented people, not mythical creatures. Just this week I got a request to send a job opening out to my network that went something like this: We’re looking for someone for a role
Backpack Safety Tips from a Chiropractor
As Doctors of Chiropractic, we are constantly trying to minimize the effects of repetitive stress on our patients’ bodies. Since the first day of school is right around the corner, there’s no better time to discuss repetitive stress in our children. A LOT of our pediatric patients come in for back pain related to poor backpack use! Purchasing a backpack that properly fits your child and making sure that they load it correctly is essential to their spinal health. What should I look for when buying a
Overcoming The Challenges Of Owning A CBD Company
Overcoming The Challenges Of Owning A CBD CompanyBy Ashley E. Mercer, Owner Farm to PharmCBD products are everywhere. Folks buy them to ease their arthritis (or that of their old Basset Hound). The odds are good that either you or someone you know safely uses CBD products for any number of reasons. The problem is, it’s still considered a “high-risk” business. So, to be able to sell CBD online or within a brick and mortar, a business faces onerous regulations, challenges, licenses and paperwork.What Is CBD &
